About Paisa24 Instant Personal Loan App in India

Built for responsible lending.

We're not just another payday lender. Every product is designed with transparency, customer wellbeing, and long-term financial health in mind.

Emergencies don't wait. Our AI-led process approves and disburses in under 30 minutes — no manual underwriting delays.

Choose loan amounts up to ₹ 1,00,000 and tenures up to 45 days. Repay early with zero pre-closure charges.

All fees disclosed up-front per RBI Digital Lending Guidelines. Key Fact Statement before signing. No hidden charges, ever.

Our team listens, understands, and supports you. Real humans, not just chatbots — available in Hindi and English.

23 features across bureau, banking and behavioural data. Better decisions, better rates for good borrowers.

AES-256 encryption end-to-end. Data hosted only in India. DPDP-compliant. Your privacy is non-negotiable.

Apply, track, repay and request top-ups — all from the Paisa24Finance app. Biometric login. Offline KFS. Push reminders before every due date.

9:41

Good morning

Priya 👋

Outstanding

₹ 25,500

3 of 6 paid49%

Next EMI · 9 days

₹ 8,510 · auto-debit

Pay

EMI

Top-up

₹ 1.5L

Support

Chat